Credit Cards: What's in My Wallet for 2024

#152: Chris reviews his credit card lineup, sharing insights on what he currently uses, what's on the back burner, and some new additions for 2024. He also shares the best card strategies to optimize points across major spending categories such as dining, groceries, travel, and more.

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Resources Mentioned

ATH:

• Credit Cards Page
• Chris’ Card Value Optimization Tool
• Chris' Airline/Hotel Transfer Partner Spreadsheet
• Newsletter
• Email for questions, tips, deals, and feedback: podcast@chrishutchins.com

Cards Mentioned

Note: not all cards are allowed to be mentioned here, so for a full list, visit our Best Credit Cards Page

Welcome Bonuses:

Note: American Express is a ChrisHutchins.com advertiser, but all information about Hilton Honors American Express Aspire Card and The Platinum Card® by American Express have been collected independently by ATH Media. The card details on this page have not been reviewed or provided by the card issuer.

• Hilton Honors American Express Aspire Card
• The Platinum Card® by American Express

Cards for Dining:

• American Express® Gold Card
• Capital One Savor Cash Rewards Credit Card
• Bilt Mastercard®
• Citi Premier® Card
• Wells Fargo Autograph℠ Card

Cards for Groceries:

• Amex Gold
• Capital One Savor Cash Rewards Credit Card
• Citi Premier® Card

Cards for Travel:

• Capital One Venture X Rewards Credit Card
• Marriott Bonvoy Business® American Express® Card
• Marriott Bonvoy Brilliant® American Express® Card
• The Platinum Card® by American Express
• American Express® Green Card
• Amex Gold
• Citi Premier® Card
• Wells Fargo Autograph℠ Card
• Citi Premier® Card
• Bilt Mastercard®
• Hilton Honors American Express Aspire Card

Cards for Cell Phone Services:

• Wells Fargo Autograph℠ Card:

Cards for Gas:

• Wyndham Business Earner® Card
• Citi Premier® Card
• Wells Fargo Autograph℠ Card

Cards for Specific Stores:

• Target: Target RedCard™
• Costco: Capital One Venture X Rewards Credit Card

Cards for the 'Other' Category:

• Capital One Venture X Rewards Credit Card
• Citi® Double Cash Card

Cards for Top Spend or Rotating Categories:

• Citi Custom Cash℠ Card

Business Cards:

• Capital One® Spark® Cash Plus

Potential Cards for 2024:

• Bilt Mastercard®
• Delta SkyMiles® Platinum American Express Card
• Capital One Savor Cash Rewards Credit Card
• Wells Fargo Autograph℠ Card
• U.S. Bank Altitude® Reserve Visa Infinite® Card + Real Time Mobile Rewards 

Other links:

Frequent Miler Premium Card Worksheet

The Points Guy Articles:

• Battle of the credit card travel portals: Which is the best for booking flights?
• 6 reasons to avoid booking through an online travel agency

Terroir Tours: Custom Gourmet Food & Wine Tours

Full Show Notes

(01:02) Listener Win

(03:21) 3 Reasons To Have Credit Cards

(05:54) Ways to Review Credit Cards

(07:06) Cards for Dining

(07:56) Cards for Groceries

(08:21) Cards for Travel & Booking on Travel Portals

(11:21) Best Card for Amazon.com

(11:36) Cards for Cell Phone Services

(12:20) Best Card for Costco

(15:31) Cards for the 'Other' Category

(16:54) Cards for Gas

(17:37) Business Cards

(18:32) Two Ways to Determine If a Credit Card Is Worth It

(21:31) Key Takeaways for Chris' Credit Cards

(27:43) What to Do With Cards You Don't Need

(34:42) Evaluating Cards for The Future

(35:19) The Bilt Mastercard®

(39:14) The Delta SkyMiles® Platinum American Express Card

(40:12) The Capital One Savor Cash Rewards Credit Card

(41:11) The Marriott Bonvoy Brilliant® American Express® Card

(41:51) Citi Cards

(43:37) The Wells Fargo Autograph℠ Card

(45:10) The U.S. Bank Altitude® Reserve Visa Infinite® Card

(47:26) 0% APR Cards

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Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.