Credit Cards Points and Miles Q&A (Best Cards, Top Bonuses, Earning on a Budget, Points Apps and More)

#76: Host Chris Hutchins tackles questions all about credit cards, points and miles. From his favorite credit cards (and two card combos) to racking up points on a small budget, preventing points from expiring, redeeming points, tools and services to manage your points, and what happens to your points when you die. 

Chris's Newsletter: https://chrishutchins.com/email

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Favorite Cards

Note: not all cards are allowed to be mentioned here, so for a full list, visit our Best Credit Cards Page

• Capital One Venture Rewards Credit Card
• Capital One Venture X Rewards Credit Card
  
• Capital One SavorOne Cash Rewards Credit Card
• Citi Premier® Card 
• Citi® Double Cash Card 
• American Express® Gold Card
• American Express® Green Card 
• Bilt Mastercard® 

Top Welcome Offers & Bonuses

• Citi Premier® Card
• Capital One Venture Rewards Credit Card
• Capital One Venture X Rewards Credit Card
• American Express® Gold Card
• The Platinum Card® from American Express
• Hilton Honors American Express Card
• Hilton Honors American Express Surpass® Card 

Other Cards Mentioned

• Blue Cash Preferred® Card from American Express 

Top Business Card Welcome Bonuses

• • Capital One® Spark® Miles for Business
  • Capital One® Spark® Cash Plus
  • For other cards mentioned visit our Best Credit Cards Page

Resources

• Straight to the Points Newsletter
• ATH Transfer Partner List
• Upgraded Points: When do airlines release award seats?
• AwardWallet
• TPG App
• Point.me (Promo Code: HACKS)
• ExpertFlyer
• AwardNexus
• AwardLogic
• KVS Tool

Full Show Notes

Q: Best Credit Cards [2:45]

Q: Accruing points in one place [10:23]

Q: Best Signup Bonuses [11:25]

Q: Best card for visiting kid in college [16:55 ]

Q: Cards for big upcoming expenses [18:29]

Q: Best Family Card [21:08]

Q: Best Business Cards [21:43]

Q: Using authorized users to build credit [23:41]

Q: How to meet minimum spend requirements [25:21]

Q: Earning miles on foreign carrier [28:13]

Q: How do you earn so many points? [29:05]

Q: Do points expire? [31:52]

Q: What happens to your points if you die? [36:56]

Q: Utilizing points for a large group  [40:14]

Q: Best transfer partners [42:55]

Q: What’s your points tool stack? [44:01]

Q: How far in advance do you book to get the best deal? [47:54]

Latest Deals [51:32]

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Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.