May 21, 2025

Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)

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Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)

228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers.

 

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Resources Mentioned

Chris' Best Cards Page

Citi Cards Tier List

ThankYou® Points Cards

AAdvantage Cards

Costco Cards

Other Citi Cards

EVA Air

How to book Vacasa Vacation Rentals with Wyndham points

CardPointers Pro: 30% off here and 50% off here

ATH Podcast

 

Full Show Notes

(00:00) Introduction

(02:10) Quick Intro of the Credit Card Tier List

(03:48) Review of Citi Strata Premier℠ Card

(06:49) AT&T Points Plus Card and Citi ThankYou® Mastercard®

(08:29) 2% Unlimited Cash Back: Citi® Double Cash Card

(10:23) Earn 5% Cash Back Using the Citi Custom Cash Credit Card

(12:35) The Citi–American Airlines Ecosystem

(16:08) American Airlines AAdvantage® MileUp℠ Card

(17:34) AAdvantage® Platinum Select® Airline Mastercard® Perks

(18:51) Lounge Access and Benefits: AAdvantage® Executive World Elite Mastercard®

(23:02) Why AAdvantage® Business World Elite Mastercard® Is Chris’ Favorite

(29:24) Are the Citi Costco Cards Worth It?

(33:12) Shop Your Way Mastercard

(38:13) Other Citi Cards Without Any Benefits

(39:18) ATH Member Deep Dive Discussions

(39:47) Citi Rules

(43:36) Citi ThankYou® Points Program

(44:31) Citi's Airline Partners

(46:31) Hotel Transfer Partners Unique for Citi

(49:20) Transfer Bonuses and Limitations

(52:17) High-Level Summary of Citi Cards

(53:09) Best Two-Card Combos for Each Issuer

(57:43) Factors That Make Citi Cards Less Exciting

(58:39) Citi Merchant Offers

 

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Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.