💸 The Simple Path to Wealth and FU Money
Building wealth is not always about money, it's about freedom — to spend your time, to choose your career, to live your life on your own terms. JL Collins, author of The Simple Path to Wealth, shares his 3-step approach to earn "FU" money and discusses the power of low-cost index fund investing, and other effective strategies to create long-term wealth.
🛫 Travel, Points & Miles
🔁 Alaska ↔️ Hawaiian Transfers (+ Amex → Hawaiian)!
It's so tough to accrue Alaska miles, so I speculatively transferred a lot of my Amex points last month and thankfully you can now make free 1:1 mile transfers between Alaska Mileage Plan and HawaiianMiles. Finally, since Hawaiian is a transfer partner with Amex, you can now transfer Amex → Hawaiian → Alaska, which is amazing (but might not last)!
💳 New Welcome Offer: Up to 100k Bonus Points
You can now earn up to 100k bonus points on Aeroplan® Credit Card that lets you earn points in Aeroplan, which is Air Canada's loyalty program. It's one of my favorite ways to book flights, in fact, it's how we booked our flights to Iceland, where we are now. You can earn 75k bonus points after a $4k spend in 3 months and get an additional 25k after spending $20k in the first 12 months.
🌎 World's Best Points-Bookable Hotels in 2024
Have a bunch of points, but not sure where to redeem them? Here's a list of the best 28 hotels in the world for 2024 (based on Travel & Leisure's rankings) that are not just bookable with points, but also offer outsized value for rewards program members of Marriott, Hilton, Hyatt IHG, and LHW.
🤑 Latest Deals
💳 Lots of Great Card-Linked Offers
There were a ton of great card-linked offers when I looked this week, so I'm excited to share my top picks, with expiration dates in parentheses.
Please note that not every cardmember might see all offers, but if you want to automate the process of adding every offer, I highly recommend CardPointers Pro + you can get 30% off here!
Amex
Travel:
- Waldorf, Conrad + LXR: $180 off $750 (9/30)
- Delta Airlines: 10k points for $300+ (10/24)
- Marriott: $140 off $350 (11/23)
- MGM Resorts: $80 off $400 (11/30)
- Preferred Hotels: $100 off $500 (12/15)
- Marriott Homes & Villas: $300 off $1,200 (12/17)
- Hilton: $40 off $100 (12/31)
Other:
- Google Pay: $10 for 3 purchases (9/30)
- Apple Pay: $5 off $50+, up to 3 times (10/15)
- Zappos: $20 off $100 (10/31)
- Patagonia: $30 off $200 (12/31)
Chase
Travel:
- Southwest: 10% cash back up to $40 (9/30)
- Travel Portal: $100 cash back on $500 (10/31)
Other:
- Costco: $20 off new memberships worth $65 (9/30)
- Amazon Fresh: 5% cash back up to $7 (9/30)
- Lululemon: 10% cash back up to $16 (10/28)
- Instacart: 10% cash back up to $60 (10/30)
🏨 20% Off Last Minute Marriott Stays
Marriott is offering a 20% off flash deal for bookings made by tomorrow for stays 9/30 - 11/5 (5-day advanced booking required). The 15-20% discount work at over 6,000 hotels and resorts around the world.
💰 Points & Miles on Sale
I wouldn't speculatively buy any of these points, but if you already have a specific redemption in mind or are well-versed in these programs, these offers could be quite useful! Expiration dates are in parentheses:
- Lifemiles: 1.1¢ each with best-ever 200% bonus (9/30)
- IHG: 0.50¢ each with up to a 100% bonus (10/5)
- Hyatt: 1.92¢ each with up to a 20% bonus (10/8)
- Aeroplan: 1.4¢ each with up to an 85% bonus (10/8)
🏨 Hyatt Double Points on International Stays
Starting on your second qualifying stay, you can earn 2X points (up to 20,000 total) at 320+ participating hotels in Europe, Africa, the Middle East, and Asia Pacific. Just register here before your stays (and by 11/4) and complete those stays between 10/7 and 12/20.
🕵️ Great Finds
🤑 Coast FIRE: A Guide to Semi-Retirement
If you want to keep digging into FI after listening to this week's episode, Coast FIRE is something I've been really intrigued by. It's a new-ish concept in the FIRE movement that's about saving enough that it will grow to fund your retirement, so you don't have to keep saving and can spend a bit more of your income while "coasting" along. This article from Nick Maggiulli breaks down everything you need to know.
🥤 Ninja CREAMi
My friend Sahil Bloom recommended the Ninja CREAMi and we've been obsessed since getting it. 99% of the time we're using it to make protein ice cream (link to the recipe) in just a fews mins but we've also made fruit sorbet that the kids love (and the only ingredients are fruit).
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
